Bankstr is a custodial Lightning wallet currently in private beta. We're testing carefully before opening to the public. Join the waitlist and we'll let you know when early access opens.
We believe in being upfront. Bankstr trades self-custody for simplicity — which suits some users and not others. Read carefully before depositing sats.
If you've been invited to test the early version, sign in below.
Open beta wallet →Bankstr is currently in closed beta and is not officially launched. The service is experimental software provided "as is," without warranties of any kind.
Bankstr is a custodial service. The operator holds the cryptographic keys to user funds. This is fundamentally different from a self-custody wallet such as Phoenix, Mutiny, or Zeus. If you require self-custody, please use one of those instead.
Bankstr is not a bank, credit institution, or licensed money services business in any jurisdiction. Despite the product name, no banking, deposit, or regulated financial services are offered. Funds held in Bankstr are not insured by FDIC, FSCS, or any equivalent deposit insurance scheme.
Risk of loss is real. Bugs, operator error, key compromise, infrastructure failure, regulatory action, or service discontinuation could result in partial or total loss of funds. Do not deposit sats you cannot afford to lose entirely.
Geographic restrictions apply. Bankstr is not offered to residents or citizens of the United States, European Union, United Kingdom, or any sanctioned jurisdiction.
Why these restrictions? Operating a custodial Bitcoin service legally in the US, EU, and UK requires money transmitter, MiCA, or FCA licenses that take years and significant capital to obtain. Bankstr is in closed beta and has not yet completed licensing for those markets. We exclude residents of those regions out of respect for their local regulations — not because we don't want to serve them. We hope to expand once we are properly licensed.
Full terms will be presented at signup once early access opens.